One of the qualities that make Cayuga Mutual different from other insurance companies is our Loss Prevention Program. Our loss prevention officers do a visual home inspection of each property focusing on areas that may be susceptible to a claim. After that, we make recommendations and suggestions as to how to address items our inspections may find. The purpose of our Loss Prevention Program is simple – We want to keep you safe by identifying potential hazards, and we want to help you save money.

Covered Areas during Home Inspection 

When looking at loss prevention, our loss prevention officers inspect 4 key areas of your home: 

  1. Your Homes Roof
    Checking your homes roof allows our inspectors to identify any potential weather damage during extreme weather conditions.
  2. Smoke and Carbon Monoxide Detector Locations
    Checking your smoke alarms and carbon monoxide detectors helps keep you and your home safe. We also offer access to type ABC fire extinguishers, smoke alarms, and carbon monoxide detectors at a cost, just let us know before your appointment.
  3. Electrical System, Panel, GFIC Plugs, and Extension cords
    Visual inspections of all electrical systems, panels, plugs, and cords help our inspectors identify areas of potential risks. 
  4. Heating Systems (Main and Auxiliary)
    Inspecting your heating systems can help identify potential risks to you or your home. Ensuring your heating systems are safe to use will not only provide you with peace of mind, but they will end up saving you money in the long run 


Preparing for your Loss Prevention Inspection

When it comes to preparing for your loss prevention inspection, there isn’t a one size fits all approach. Our agents will provide you with a date and time that works best for you to have one of our Loss Prevention specialists visit you and your home. Generally, our inspections are quick and efficient, there is no need to plan in advance or prepare your home in any way because our inspections have only one goal: to identify and mitigate risks and keep you and your loved ones safe.  


After your Inspection for Loss Prevention

After the inspection is complete, we will work with our Loss Prevention specialists to make suggestions and recommendations on how to mitigate any risks that were identified. Keeping you and your loved one’s safe is our number one priority – we will be there with you every step of the way to ensure your home, family, and belongings are as safe as possible.  

If you have questions about your home or our Loss Prevention Program, contact us today and let our team of insurance professionals put your mind at ease.