The Annual General Meeting of the Members of the Cayuga Mutual Insurance Company will be held at 10:30 a.m. on the 17th day of March 2022, at the Head Office, 23 King Street West, Cayuga, for the following purposes:

  1. To receive and approve the Annual Financial Statement.
  2. To appoint an Auditor
  3. To elect Directors.
  4. To transact any such further business that may properly come before the meeting.

The Directors whose terms will expire are Allan Hedley, Harold Meadows, and Mike Horvath all of whom are eligible for re-election to a three-year term.

Any policyholder wishing to seek election or re-election as a director must file a nomination form with the Secretary of the Corporation at least 90 (ninety) days in advance of the annual meeting. Furthermore, in accordance with Cayuga Mutual Corporate By-Law 21 C only those candidates recommended by the nominating committee and approved by the Board of Directors shall be presented to the members for election.

The 2021 annual financial statement will be available no later than 21 days prior to the Annual General Meeting.

For more information concerning our 2022 Annual General Meeting visit our website at

Stephen Quinn
President and CEO

Allan Hedley
Chair of the Board

Annual Financial Statements

2021 Download
2020 Download
2019 Download
2018 Download
2017 Download
2016 Download
2015 Download
2014 Download
2013 Download

Chair’s message

It has been my pleasure to preside as Chair of your Board of Directors this past year.

As a policyholder of Cayuga Mutual you have placed your trust in a Company that is more than a provider of Insurance on your assets.

With the purchase of a policy, you also become a member. As a member you can choose, if elected, to represent other policyholders as a director who oversees governance of the company.

You also become a member of a Company that takes pride in supporting the communities in which it serves to provide a healthy and sustainable environment both physically and socially for all to live.

This has been another year of challenge for the management, staff and agents at Cayuga Mutual as they continued to work and provide service to its policyholders despite restrictions placed on everyone by covid. Drilling deeper, there as also realignment of executive and management roles with a focus on enhanced customer experience. We also welcomed the following new employees to our staff team this year. Myles Tonnies, Jaden Brownell, Jahanvi Prajapati, and Jacquie Baker.

Financially, we were successful with solid underwriting and modest investment returns. However, operating costs continue to rise with buffered net revenue.

Thank you to all our policyholders, management, staff and agents for your continued support and the resulting success at Cayuga Mutual.

Allan Hedley