Having farm insurance is incredibly important for the well-being of your business. For starters, the insurance type that you use is just as unique as your farm. The risks that come with farming can vary depending on the type. For example, a produce farm would deal with insect and pesticide/insecticide risks whereas Dairy farms are more focused on the possibility of milk contamination. With Cayuga Mutual, we can help you with your Ontario farm insurance and provide you with a reasonable farm insurance quote depending on your needs.

General Farm Insurance

Big or small, your farm needs all of the protection that you can get. Our innovative coverage will meet your farm insurance needs by providing you with the following:

  • Farm Dwellings (including personal property, additional living expenses and detached private structures.)
  • Outbuildings
  • Livestock and Produce
  • Machinery and Equipment
  • Limited Pollution Liability
  • Business Interruption Loss of Income
  • Farm Liability

Hobby Farm Insurance

Not all farms are for generating major revenue, some people enjoy farming as a hobby! That’s why this type of insurance has all the benefits of a residential policy, plus farm liability and other essential farm coverage. Our hobby farm insurance policy covers:

  • Farm Dwellings (including personal property, additional living expenses and detached private structures.)
  • Outbuildings
  • Livestock and Produce
  • Machinery and Equipment
  • Limited Pollution Liability
  • Farm Liability

Poultry Insurance

Protect your poultry flock and all of their surroundings with our Poultry Farm Policy. We offer coverage for Accounts Receivable; Data Processing Equipment and Data Media; Loss of Use of Farm Machinery; Semen, Embryo and Tank as well as the following:

  • Farm Dwellings (including personal property, additional living expenses and detached private structures).
  • Outbuildings
  • Livestock and Produce
  • Machinery and Equipment
  • Limited Pollution Liability
  • Heat Prostration
  • Business Interruption Loss of Income
  • Farm Liability

Dairy Farm Insurance

Having a Dairy Farm can be a massive operation with your livelihood depending on these cattle. Protect your farm and animals with our policy which includes:

  • Farm Dwellings (including personal property, additional living expenses and detached private structures.)
  • Outbuildings
  • Milk contamination
  • Livestock and Produce
  • Machinery and Equipment
  • Limited Pollution Liability
  • Business Interruption Loss of Income
  • Emergency Vet Coverage
  • Farm Liability

Beef Farm Insurance

Today’s beef operations are sure to be sanitary and complex because many individuals will be buying your farm’s products. We offer you coverage for Accounts Receivable; Data Processing Equipment and Data Media; Loss of Use of Farm Machinery; Semen, Embryo and Tank as well as:

  • Farm Dwellings (including personal property, additional living expenses and detached private structures).
  • Outbuildings
  • Livestock and Produce
  • Machinery and Equipment
  • Limited Pollution Liability
  • Business Interruption Loss of Income
  • Farm Liability

Equine Farm Insurance

Equine farms can have a variety of things happening such as horse breeding, training and riding. Our Equine Farm policy at Cayuga Mutual offers you coverage for Tack; Accounts Receivable; Data Processing Equipment and Data Media; Loss of Use of Farm Machinery; Semen, Embryo and Tank as well as:

  • Farm Dwellings (including personal property, additional living expenses and detached private structures.)
  • Outbuildings
  • Livestock and Produce
  • Machinery and Equipment
  • Limited Pollution Liability
  • Business Interruption Loss of Income
  • Farm Liability

Our Coverages

It is impossible to prepare for every situation that could go wrong on a farm because of the variety of farm types that you may deal with. However, our coverages can ensure that you have the protection that will protect your farm and your livelihood.

Farm Dwellings: Provides coverage for personal property, living expenses and personal effects.

Produce: Provides coverage options for spoilage resulting from electrical or mechanical breakdown. In addition, special coverage is available for Milk Contamination and Consequential Loss.

Outbuildings: Provides coverage options against such perils as fire, lightning and explosion. In addition, there are multiple ways to customize and enhance coverage for your specific situation.

Mobile Machinery: Provides coverage options to protect your agri-business from the impact of damage to equipment.

Livestock: Provides coverage options for unexpected death of livestock or poultry.

Limited Pollution Liability: Provides coverage options that help to clean up damage caused by pollution.

Loss of Income: Provides coverage options that compensate you for net loss of business income following an insured loss.

Farm Liability: Provides coverage options if visitors are harmed on your property, or if their property is damaged because of your farm operations.

Consequential Loss: Extends coverage to produce that has been destroyed due to damage to the building containing the produce, or due to interruption of power to the insured farm property.

Thank You, Farmers!

LINK: https://www.cayugamutual.com/the-mutual-way/

Farmers feed our cities and provide our society with so much to keep us alive. Thank you farmers for the work that you do! At Cayuga Mutual, we promise to work as hard to protect your business as you work hard to protect our community.