With the legalization of Cannabis in Ontario, there may be some changes to your insurance policy that you need to be aware of.  Your Cayuga Mutual agent can provide guidelines with respect to limits and exclusions.

Impaired driving is still illegal in Ontario, regardless of the cause of the impairment. Legalizing Cannabis does not change this. The OPP can charge you for impairment according to the rules of the Highway Traffic Act and The Criminal Code of Canada.

There is zero tolerance for young, novice and commercial drivers when it comes to Cannabis in your system. You are not allowed ANY Cannabis in your system if you are driving a motor vehicle and:

  • You are 21 years of age or under
  • Have a G1, G2, M1 or M2 license
  • You are driving a vehicle requiring an A-F license or CVOR
  • You are driving a road-building machine

Impaired driving can result in serious penalties under the law and have drastic effects on your auto insurance premiums.

Know the facts!

For more information see: