ARE YOU A CONTRACTOR IN HALDIMAND? 
Whether you’re renovating homes or fixing electrical systems, working as a contractor in Haldimand County requires specialized insurance coverage. Your professional agent will work with you to develop the right independent contractor insurance plan that’s customized to the work you do and the environments you do it in.
From commercial liability to tools and equipment coverage, a comprehensive contractor insurance plan will secure your business and your financial future.
Contact Cayuga Mutual Insurance today to get started with the coverage you need. We’re proud to serve communities throughout Haldimand County including Cayuga, Caledonia, Hagersville, Dunnville, Jarvis and beyond.
WHAT DOES CONTRACTOR INSURANCE COVER?
What’s included in a contractor insurance plan? Well, that depends on your unique needs. Your insurance agent can put together a policy with a range of coverages to ensure every aspect of your business is protected.
We offer the following types of coverage to contractors in Caledonia, Dunnville and the surrounding areas:
SELECT YOUR COVERAGE
WHAT DOES BUILDING OR RENTED SPACE INSURANCE COVER?
Provides coverage options that protect your property from which you run your business.
WHAT DOES INSTALLATION FLOATER INSURANCE COVER?
Provides coverage options for materials on site (installed or in process) during the contract period. Also, provides coverage options for material in transit to the worksite.
WHAT DOES OFFICE CONTENTS INSURANCE COVER?
Provides coverage options for your company assets located inside your place of business, whether you rent, own your own building, or operate from a home office. The types of property or contents usually protected against damage, theft or loss include: Office furniture, Computers, Inventory and stock on hand, Machinery, Equipment.
WHAT DOES TOOLS & EQUIPMENT FLOATER INSURANCE COVER?
Provides coverage options for hand tools and new acquisitions up to $10,000. Additional options are available to provide coverage for short-term (30 day) rentals.
WHAT DOES CRIME INSURANCE COVER?
Provides coverage options to the several ways that your business is exposed to crime. Whether it be crime within the organization or without, crime insurance provides coverage for events not covered by property or liability insurance.
WHAT DOES EQUIPMENT BREAKDOWN INSURANCE COVER?
Provides coverage options for accidental breakdown of the equipment that your business relies on for day to day operations.
WHAT DOES LOSS OF INCOME INSURANCE COVER?
Provides coverage options that compensates you for your lost income while your business is closed due to an insured loss.
WHAT DOES BAILEE INSURANCE COVER?
Provides coverage options to protect you in the case of loss or damage to your customers’ goods while in your possession for storage, repair, or servicing. It includes coverage for customer property in transit to and from your premises.
WHAT DOES COMMERCIAL GENERAL LIABILITY INSURANCE COVER?
Provides coverage options for protection against: accidents involving visitors or customers at your location; property damage to third parties caused by your product; injuries or property damage at a customer’s location.
WHAT DOES BUSINESS INTERRUPTION INSURANCE COVER?
Provides coverage options that protects you from financial losses in the event that your business is closed due to losses caused by perils such as property damage or theft. This important coverage complements your property insurance, allowing you to meet your financial obligations during the time your business is closed for recovery.
OUR DISCOUNTS
Let us help you find the contractor insurance plan that best meets your needs… and save some money while doing so. Based on specific circumstances, you could be eligible to save even more.
SELECT YOUR DISCOUNT
CLAIMS FREE
Your Claims Free Discount rewards you for no claims in the past three years.
MONITORED ALARM
Your Monitored Alarm Discount rewards you for the installation of a professionally monitored alarm system.
THE MUTUAL WAY
When you work with a mutual insurance company, your premiums stay in the community, employing neighbours, supporting our local economy and giving back. Cayuga Mutual Insurance is proud to provide contractors in Haldimand County with contractor insurance policies tailored to their unique needs.
Whenever you have a question or a claim, someone you know and trust will be right there to help. It’s not the way every insurance company does business, but it’s the Mutual Way.
