Commercial Insurance Icon

BUSINESS INSURANCE
IN HALDIMAND COUNTY

You work hard for your business,
so we work hard to offer commercial
insurance designed for your unique needs.

REQUEST A QUOTE

INSURANCE POLICIES Cayuga Mutual Insurance Logo

Finding the best commercial insurance policy is a time consuming, yet critical task for business owners throughout Caledonia, Dunnville and the surrounding areas. Cayuga Mutual Insurance offers many innovative products tailored to your specific type of business.

SELECT YOUR PRODUCT

RETAIL INSURANCE

In the retail business, dealing with the public means you are exposed to many risks every day. With retail insurance in place, you can have peace of mind knowing your business is protected from theft, legal action, interrupted operations or other unexpected events.

Your Retail Insurance Policy covers:

  • Your building or rented space
  • Your contents
  • Crime Coverage
  • Commercial Liability
  • Business Interruption Loss of Income
  • Bailee’s Coverage for Customers’ Goods

Call today for a no-obligation quote.

REQUEST A QUOTE

WINERY INSURANCE

Our winery insurance package has been created specifically to meet the needs and exposures of small estate or limited partnership wineries. Our customizable winery package offers protection for your property, equipment and stock.

Your Winery Insurance Policy covers:

  • Your building or rented space
  • Your contents
  • Crime Coverage
  • Commercial Liability
  • Business Interruption Loss of Income

Call today for a no-obligation quote.

REQUEST A QUOTE

OFFICE INSURANCE

Whether you design, plan, consult, or provide professional advice, we offer insurance for small businesses like yours.

Your Office Insurance Policy covers:

  • Your building or rented space
  • Your contents in your building
  • Crime Coverage
  • Commercial Liability
  • Business Interruption Loss of Income
  • Bailee’s Coverage for Customers’ Goods

Call today for a no-obligation quote.

REQUEST A QUOTE

BED & BREAKFAST INSURANCE

Is it your business or is it your home? It’s both! The B&B protection package combines important protection for you and your guests.

Your Bed & Breakfast Insurance Policy covers:

  • Your building or rented space
  • Your contents
  • Crime Coverage
  • Specific coverage options for theft or vandalism by guests
  • Innkeepers Liability
  • Business Interruption Loss of Income

Call today for a no-obligation quote.

REQUEST A QUOTE

CONTRACTOR INSURANCE

If you build, install, or repair, we have a product tailored for contractors like you and versatile enough to protect against property exposures, loss of income, crime and liability.

Your Contractor Insurance Policy covers:

  • Your building or rented space
  • Your contents
  • Installation Coverage
  • Contractor Tools & Equipment
  • Crime Coverage
  • Commercial Liability
  • Business Interruption Loss of Income

Call today for a no-obligation quote.

REQUEST A QUOTE

CHURCH INSURANCE

We understand the important role churches play and are proud to offer insurance products that address your unique needs. Your insurance professional can help you to decide which policy fits best for your church, and can tailor a policy to your specific requirements.

Your Church Insurance Policy covers:

  • Your building or rented space
  • Your contents
  • Property of clergy and others while on premise, including religious articles and equipment
  • Loss of Income
  • Crime Coverage
  • Public Legal Liability
  • Limited professional Liability
  • Limited protection for church entity against allegations of abuse
  • Directors’ and officers’ liability coverage

Call today for a no-obligation quote.

REQUEST A QUOTE

HOME-BASED BUSINESS INSURANCE

Many businesses started in the back room of an apartment, house, or garage. Commercial insurance isn’t only for big businesses, because however big or small your home business is, your home insurance policy won’t cover business-related claims.

Your Home-Based Business Insurance Policy covers:

  • Your building or rented space
  • Your business contents
  • Crime Coverage
  • Commercial Liability
  • Business Interruption Loss of Income

Call today for a no-obligation quote.

REQUEST A QUOTE

OUR COVERAGES Cayuga Mutual Insurance Logo

The right commercial insurance coverage will help secure your business and your financial future. Your professional agent will be happy to work with you to tailor your policy to cover your unique needs so that you can focus on managing your successful business.

SELECT YOUR COVERAGE

BUILDING OR RENTED SPACE

Provides coverage options that protect your property from which you run your business.

REQUEST A QUOTE

INSTALLATION FLOATER

Provides coverage options for materials on site (installed or in process) during the contract period. Also, provides coverage options for material in transit to the worksite.

REQUEST A QUOTE

OFFICE CONTENTS

Provides coverage options for your company assets located inside your place of business, whether you rent, own your own building, or operate from a home office. The types of property or contents usually protected against damage, theft or loss include: Office furniture, Computers, Inventory and stock on hand, Machinery, Equipment.

REQUEST A QUOTE

TOOLS & EQUIPMENT FLOATER

Provides coverage options for hand tools and new acquisitions up to $10,000. Additional options are available to provide coverage for short-term (30 day) rentals.

REQUEST A QUOTE

CRIME

Provides coverage options to the several ways that your business is exposed to crime. Whether it be crime within the organization or without, crime insurance provides coverage for events not covered by property or liability insurance.

REQUEST A QUOTE

EQUIPMENT BREAKDOWN

Provides coverage options for accidental breakdown of the equipment that your business relies on for day to day operations.

REQUEST A QUOTE

LOSS OF INCOME

Provides coverage options that compensates you for your lost income while your business is closed due to an insured loss.

REQUEST A QUOTE

BAILEE INSURANCE

Provides coverage options to protect you in the case of loss or damage to your customers’ goods while in your possession for storage, repair, or servicing. It includes coverage for customer property in transit to and from your premises.

REQUEST A QUOTE

COMMERCIAL GENERAL LIABILITY

Provides coverage options for protection against: accidents involving visitors or customers at your location; property damage to third parties caused by your product; injuries or property damage at a customer’s location.

REQUEST A QUOTE

BUSINESS INTERRUPTION

Provides coverage options that protects you from financial losses in the event that your business is closed due to losses caused by perils such as property damage or theft. This important coverage compliments your property insurance, allowing you to meet your financial obligations during the time your business is closed for recovery.

REQUEST A QUOTE

DISCOUNTS Cayuga Mutual Insurnace Logo

Let us help you find the coverages that best meet your business’ insurance needs… and save some money while doing so. Based on specific circumstances, you could be eligible to save more.

SELECT YOUR DISCOUNT

CLAIMS FREE

Your Claims Free Discount rewards you for no claims in the past three years.

MONITORED ALARM

Your Monitored Alarm Discount rewards you for the installation of a professionally monitored alarm system.

THE MUTUAL WAY Cayuga Mutual Insurnace Logo

When you choose to work with a mutual insurance company, your premiums stay in our local community, employing neighbours, supporting the local economy and giving back. Cayuga Mutual Insurance is proud to offer Haldimand County business owners with commercial insurance policies tailored to their unique needs.

Whenever you have a question or a claim, someone you know and trust will be right there to help. It’s not the way every insurance company does business, but it’s the Mutual Way.

Business Insurance in Haldimand County

DISCOVER THE CAYUGA MUTUAL DIFFERENCE TODAY

REQUEST A QUOTE