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CONTRACTOR INSURANCE
IN BINBROOK

Our contractor insurance plans
are versatile and customized to your specific
services and environments you work in.

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INSURANCE TAILORED FOR CONTRACTORS Cayuga Mutual Insurnace Logo

Whether you’re renovating homes or fixing electrical systems, working as a contractor in Binbrook requires specialized insurance coverage. Your professional agent will work with you to develop an insurance policy that’s customized to the work you do and the environments you do it in.

From commercial liability to tools and equipment coverage, a comprehensive contractor insurance plan will secure your business and your financial future. Contact Cayuga Mutual Insurance today to get started with the coverage you need.

Binbrook Contractor Insurance

OUR COVERAGES Cayuga Mutual Insurance Logo

What’s does contractor insurance include? Well, that depends on your unique needs. Your insurance agent can put together a policy with a range of coverages to ensure every aspect of your business is protected.

We offer the following types of coverage to contractors in Binbrook and the surrounding areas:

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BUILDING OR RENTED SPACE

Provides coverage options that protect your property from which you run your business.

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INSTALLATION FLOATER

Provides coverage options for materials on site (installed or in process) during the contract period. Also, provides coverage options for material in transit to the worksite.

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OFFICE CONTENTS

Provides coverage options for your company assets located inside your place of business, whether you rent, own your own building, or operate from a home office. The types of property or contents usually protected against damage, theft or loss include: Office furniture, Computers, Inventory and stock on hand, Machinery, Equipment.

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TOOLS & EQUIPMENT FLOATER

Provides coverage options for hand tools and new acquisitions up to $10,000. Additional options are available to provide coverage for short-term (30 day) rentals.

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CRIME

Provides coverage options to the several ways that your business is exposed to crime. Whether it be crime within the organization or without, crime insurance provides coverage for events not covered by property or liability insurance.

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EQUIPMENT BREAKDOWN

Provides coverage options for accidental breakdown of the equipment that your business relies on for day to day operations.

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LOSS OF INCOME

Provides coverage options that compensates you for your lost income while your business is closed due to an insured loss.

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BAILEE INSURANCE

Provides coverage options to protect you in the case of loss or damage to your customers’ goods while in your possession for storage, repair, or servicing. It includes coverage for customer property in transit to and from your premises.

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COMMERCIAL GENERAL LIABILITY

Provides coverage options for protection against: accidents involving visitors or customers at your location; property damage to third parties caused by your product; injuries or property damage at a customer’s location.

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BUSINESS INTERRUPTION

Provides coverage options that protects you from financial losses in the event that your business is closed due to losses caused by perils such as property damage or theft. This important coverage complements your property insurance, allowing you to meet your financial obligations during the time your business is closed for recovery.

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OUR DISCOUNTS Cayuga Mutual Insurnace Logo

Let us help you find the contractor insurance plan that best meets your needs…and save some money at the same time. Based on specific circumstances, you could be eligible to save more.

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CLAIMS FREE

Your Claims Free Discount rewards you for no claims in the past three years.

MONITORED ALARM

Your Monitored Alarm Discount rewards you for the installation of a professionally monitored alarm system.

THE MUTUAL WAY Cayuga Mutual Insurnace Logo

When you choose a mutual insurance company, your premiums stay in the community, employing neighbours, supporting the local economy and giving back. Cayuga Mutual Insurance is proud to offer contractors in Binbrook with insurance policies tailored to their unique services.

Whenever you have a question or a claim, someone you know and trust will be right there to help. It’s not the way many insurance companies do business, but it’s the Mutual Way.

Cayuga Mutual Insurance

DISCOVER THE CAYUGA MUTUAL DIFFERENCE TODAY

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