BINBROOK COMMERCIAL INSURANCE POLICIES
Finding the best business insurance policy in Binbrook is a time consuming, but important task. Cayuga Mutual Insurance offers many innovative products tailored to your specific type of business and environment.
SELECT YOUR PRODUCT
RETAIL INSURANCE
In the retail business, dealing with the public means you are exposed to many risks every day. With retail insurance in place, you can have peace of mind knowing your business is protected from theft, legal action, interrupted operations or other unexpected events.
Your Retail Insurance Policy covers:
- Your building or rented space
- Your contents
- Crime Coverage
- Commercial Liability
- Business Interruption Loss of Income
- Bailee’s Coverage for Customers’ Goods
Call today for a no-obligation quote.
WINERY INSURANCE
Our winery insurance package has been created specifically to meet the needs and exposures of small estate or limited partnership wineries. Our customizable winery package offers protection for your property, equipment and stock.
Your Winery Insurance Policy covers:
- Your building or rented space
- Your contents
- Crime Coverage
- Commercial Liability
- Business Interruption Loss of Income
Call today for a no-obligation quote.
OFFICE INSURANCE
Whether you design, plan, consult, or provide professional advice, we offer insurance for small businesses like yours.
Your Office Insurance Policy covers:
- Your building or rented space
- Your contents in your building
- Crime Coverage
- Commercial Liability
- Business Interruption Loss of Income
- Bailee’s Coverage for Customers’ Goods
Call today for a no-obligation quote.
BED & BREAKFAST INSURANCE
Is it your business or is it your home? It’s both! The B&B protection package combines important protection for you and your guests.
Your Bed & Breakfast Insurance Policy covers:
- Your building or rented space
- Your contents
- Crime Coverage
- Specific coverage options for theft or vandalism by guests
- Innkeepers Liability
- Business Interruption Loss of Income
Call today for a no-obligation quote.
CONTRACTOR INSURANCE
If you build, install, or repair, we have a product tailored for contractors like you and versatile enough to protect against property exposures, loss of income, crime and liability.
Your Contractor Insurance Policy covers:
- Your building or rented space
- Your contents
- Installation Coverage
- Contractor Tools & Equipment
- Crime Coverage
- Commercial Liability
- Business Interruption Loss of Income
Call today for a no-obligation quote.
CHURCH INSURANCE
We understand the important role churches play and are proud to offer insurance products that address your unique needs. Your insurance professional can help you to decide which policy fits best for your church, and can tailor a policy to your specific requirements.
Your Church Insurance Policy covers:
- Your building or rented space
- Your contents
- Property of clergy and others while on premise, including religious articles and equipment
- Loss of Income
- Crime Coverage
- Public Legal Liability
- Limited professional Liability
- Limited protection for church entity against allegations of abuse
- Directors’ and officers’ liability coverage
Call today for a no-obligation quote.
HOME-BASED BUSINESS INSURANCE
Many businesses started in the back room of an apartment, house, or garage. Commercial insurance isn’t only for big businesses, because however big or small your home business is, your home insurance policy won’t cover business-related claims.
Your Home-Based Insurance Business Policy covers:
- Your building or rented space
- Your business contents
- Crime Coverage
- Commercial Liability
- Business Interruption Loss of Income
Call today for a no-obligation quote.
OUR BUSINESS INSURANCE COVERAGES
The right commercial insurance coverage will help secure your business and your financial future. Whether you’re just getting started or you’ve been open for generations, your professional agent will be happy to tailor your policy to cover your unique needs so that you can focus on managing your business.
SELECT YOUR COVERAGE
BUILDING OR RENTED SPACE INSURANCE
Provides coverage options that protect your property from which you run your business.
INSTALLATION FLOATER INSURANCE
Provides coverage options for materials on site (installed or in process) during the contract period. Also, provides coverage options for material in transit to the worksite.
OFFICE CONTENTS INSURANCE
Provides coverage options for your company assets located inside your place of business, whether you rent, own your own building, or operate from a home office. The types of property or contents usually protected against damage, theft or loss include: Office furniture, Computers, Inventory and stock on hand, Machinery, Equipment.
TOOLS & EQUIPMENT FLOATER INSURANCE
Provides coverage options for hand tools and new acquisitions up to $10,000. Additional options are available to provide coverage for short-term (30 day) rentals.
CRIME INSURANCE
Provides coverage options to the several ways that your business is exposed to crime. Whether it be crime within the organization or without, crime insurance provides coverage for events not covered by property or liability insurance.
EQUIPMENT BREAKDOWN INSURANCE
Provides coverage options for accidental breakdown of the equipment that your business relies on for day to day operations.
LOSS OF INCOME INSURANCE
Provides coverage options that compensates you for your lost income while your business is closed due to an insured loss.
BAILEE INSURANCE
Provides coverage options to protect you in the case of loss or damage to your customers’ goods while in your possession for storage, repair, or servicing. It includes coverage for customer property in transit to and from your premises.
COMMERCIAL GENERAL LIABILITY INSURANCE
Provides coverage options for protection against: accidents involving visitors or customers at your location; property damage to third parties caused by your product; injuries or property damage at a customer’s location.
BUSINESS INTERRUPTION INSURANCE
Provides coverage options that protects you from financial losses in the event that your business is closed due to losses caused by perils such as property damage or theft. This important coverage compliments your property insurance, allowing you to meet your financial obligations during the time your business is closed for recovery.
OUR DISCOUNTS
Let us help you find the insurance coverages that best meet your business’ needs… and save some money while doing so. Based on specific circumstances, you could be eligible to save more.
SELECT YOUR DISCOUNT
CLAIMS FREE
Your Claims Free Discount rewards you for no claims in the past three years.
MONITORED ALARM
Your Monitored Alarm Discount rewards you for the installation of a professionally monitored alarm system.
THE MUTUAL WAY 
When you choose to work with a mutual insurance company, your premiums stay in the community, employing neighbours, supporting the local economy and giving back. Cayuga Mutual Insurance is proud to offer business owners in Binbrook with commercial insurance policies tailored to their unique needs.
Whenever you have a question or a claim, someone you know and trust will be right there to help. It’s not the way every insurance company does business, but it’s the Mutual Way.
